Law Office of Daria L. Pratcher, P.C.

Your legal source for "Everything Real Estate"

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FREE Contract Review:     Call 716-541-8574 today for an appointmente of every academic and profn the service we provide our clients.  

                                                                                     

Real Estate Closings:        
                                                                                                                   Everyone dreams of owning their home.  Let our extensive real estate experience assist you with the closing on the house of your dreams.  With more than eighteen years of experience, our staff is professional, efficient and effective; providing a pleasant closing atmosphere.
 
  

Legal Services include:       

  

  • Drafting of contracts in "For Sale By Owner" transactions;
  • Contract review at the client's request;
  • Attorney approvals;                                                           
  • Assistance with lender's conditions;
  • Real property title examination, fee and mortgage title insurance;
  • Assistance with the closing of your mortgage loan;
  • Assuring the recording of the Deed into your name.

 

 

                                              CALL:  (716) 541-8574 to realize your dream of homeownership 

 

 

 Enlarge: Mortgages / Interest Rates

                                                            

There are a number of important factors to consider when planning to purchase your dream home. 

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are two factors to remember regarding the right

mortgage products.

Mortgage products vary

in many ways.  Particularly important to consider when shopping for your mortgage is the rate of interest.  Whether its a fixed rate mortgage or adjustable rate mortgage (ARM), which is also known as a variable rate mortgage.  Also, talk with the loan officer about a pre-approval to determine:  1).  how much you can pay for your new home; and 2).  just how your loan will fit into your current budget (it should be no more than 28% of your gross income).   Contact an experienced mortgage loan originator for assistance.

NEED HELP WITH AN EXISTING MORTGAGE?

 

If you are a homeowner and you are experiencing difficulty in keeping up with increases due to an adjustable rate mortgage, you have options.  It may be possible to modify your existing mortgage with your current lender. Find out more about the Hope Now program at: http://www.hopenow.com/.

 

You may be able to refinance your existing mortgage to get a better interest rate.  This is known as "dollar for dollar - no cash out" refinancing.  Getting details on refinancing is just a click away.

 

Call me for a free consultation:  (716)  541-8574

 

 

 "Everything Real Estate" welcomes in Fall/Winter:

  • The Fall/Autumn season in the WNY area is usually mild weather and beautiful foliage  -- you should take advantage of the season.
  • If you are selling, take notice of retiring summer gardens around your home.  Make certain that you cut back uncomely foliage and keep the grass neat.  By do so, you preserve your curb appeal for potential buyers.
  • If you are buying, start making your checklist of "Desires" as you drive through your neighborhoods of choice.
  • Buyers should also get pre-qualified to learn the dollar amount that you will ultimately be approved to purchase -- this will set you ahead of the rest!
  • Sellers who have chosen "For Sale By Owner" should make a schedule of time that an adult in the family will be available to show their property.  Sharing the workload throughout the family will ease the process of selling.  You should also purchase a cheap cellular phone just to receive buyer calls -- this allows you to never miss a call and to dispose of the number later with ease.

  • realestate@dlpratcherlawoffice.com
    email us with your real estate questions.

       

       

      Happy shopping!!

       

       

      And,

      Call us to complete your next real estate transaction:

       

      Law Office Of Daria L. Pratcher, P.C.

      Attorneys and Counselors at Law

      136 Broadway, Suite 101

      Buffalo, New York 14203

      (716)  541-8574

       Fax:  (716) 299-2390

      email:  dlpratcher@dlpratcherlawoffice.com

         

 

"Everything Real Estate"

 

 

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This page was last modified on Saturday, January 16, 2010